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Universal Banking

Increased efficiency, sustained competitiveness, new client experiences: the Avaloq software solution prepares you for upcoming challenges.

What Moves the Market?

Falling revenue, margin pressure coupled with low asset volume and rising costs due to increasing regulation mean considerable financial challenges for financial institutions. Changing client needs require new solutions. Asset-management clients are more reserved and desire independent, customised advice.
Leading universal financial institutions are therefore securing their competitive position through optimised processes with stronger industrialisation. They reinvest the newly available resources in new products and services that enable modern, differentiating client experiences.

What Can Avaloq Offer?
With its Avaloq Universal Banking solution, Avaloq supports universal banks in all aspects of their business, with a strong focus on increased efficiency. Each work station is optimised for its role. The solution for universal banks allows automating processes to a great extent and enables high straight-through processing (STP) rates. BPO in conjunction with Avaloq Sourcing (Switzerland & Liechtenstein) AG, previously B-Source, allows for industrialisation customised to needs. The scalability and flexibility of Avaloq banking solutions provide maximum freedom and agility when introducing new products as well as during expansion. The new Front Suite makes it easy to create new client experiences.

A forward-looking approach is crucial to the future success of a bank. The time is right for us to act on the changing customer habits and requirements. By switching our web banking solution to Avaloq we provide our customers with a state-of-the-art online banking experience. The most powerful aspect of working with Avaloq is that it provides us with the flexibility to add additional differentiating services for our customers as we move along.

Marcel Hurschler, CFO of Luzerner Kantonalbank